Federal Parent Loans
The Federal PLUS Loan (also known as the William D. 福特直接PLUS贷款)可能适用于受抚养学生的父母. The lender is the U.S. 而不是银行或其他金融机构.
Who can Apply
To be eligible, you must be: a biological or adoptive parent, regardless of whether or not your info is provided on the FAFSA; or a stepparent (their information must be provided on the FAFSA). 祖父母和其他亲属没有资格获得这种贷款.
When to Apply
就像FAFSA一样,你必须每年申请父母PLUS贷款,你想获得它. You may apply as early as April for the upcoming school year (includes fall & spring terms) and September for a spring-only loan.
For the fall semester, it's recommended that you apply no later than the first week of August 以便有时间处理,避免支付滞纳金.
PLUS Loan & the Bill
PLUS贷款将在第一天上课前的周一支付学生的账单,只要所有信息请求都完成. 当您的贷款发放时,您将收到电子邮件通知. Also review Parent Loans & the Tuition Bill
Private Parent Loans
View FastChoice to explore some of your private parent loan options.